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Housing costs take up about 18–33 per cent of household net income in 2020–2022. The share varies depending on the type of dwelling and the location, so that middle-income tenants in and owners of apartments pay the most for their housing in relation to income.

Percentages of housing costs of household net income

Electricity distribution fees for an apartment building resident (2,000 kWh/year) are on average EUR 9/month in Caruna Espoo's distribution area and EUR 16.5/month in Caruna Oy's distribution area. The overall fees including tax are EUR 16 and 25/month, respectively. These represent 2–6 per cent of the total housing costs of an apartment building resident, ranging between EUR 450–850/month.

In an electrically heated detached house with an annual consumption of 18,000 kWh, electricity distribution fees average EUR 41/month in Caruna Espoo's area and EUR 71/month in Caruna Oy's area. The overall fees including tax are EUR 93 and 130/month, respectively. These represent 9–13 per cent of the total housing costs of EUR 1,000/month.

Percentages of electricity distribution fees in housing costs for apartment buildings and detached houses

Source: Pellervo Economic Research PTT bulletin